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Our Expertise... |
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Bankruptcies
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Late Payments
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Charge Offs
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Foreclosures
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Judgments/Liens
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Repossessions
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Identity Theft
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Collections
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Inquiries
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And much more...
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Contact Us!
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"This program is amazing. In the last 60 days, my my FICO score has been raised 65+ points and I have turned many of my friends on to your company. Currently, I am getting the home loan that I needed with succes. Thanks CreativeNote"
Liz
Hollywood, Calif.
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In most cases, bankruptcies will remain on a credit report for 10 years following the discharge of the bankruptcy. Some entries remain for years from the date of the last activity. Once the account has gone and remained delinquent, the FCRA states that the clock cannot be reset. Some creditors will try to reset the clock by reselling the account to a collection agency, but this is a violation of the FCRA. The Federal Trade Commission has made it clear that this is not a legal action.
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