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Our Expertise... |
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Bankruptcies
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Late Payments
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Charge Offs
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Foreclosures
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Judgments/Liens
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Repossessions
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Identity Theft
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Collections
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Inquiries
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And much more...
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Necessity of Credit Restoration
Hello! We ,at CN Credit Repair, want to take this opportunity to speak to you about our company. CreativeNote specializes in credit restoration, and we assist credit challenged clients to become more credit worthy. At CN Credit Repair, we understand that obtaining a high credit score enables our clients to qualify for a low interest mortgage and can mean the difference between being qualified and being denied. We also appreciate that becoming credit worthy can literally save thousands of dollars over the life of the mortgage. This is why we recognize the importance of executing this service correctly, and why we offer the industry premiere Credit Restoration Service.
Some of the Advantages of Working with CN Credit Repair:
Raise your credit score
Deleting negative items from your credit report is the most important thing you can do to raise your credit score.
Preferred Status
A higher credit score means you can qualify for lower interest rates on any loan.
Save thousands
You can save BIG on home loans, car loans, or credit cards once you qualify for lower interest rates.
Don't wait 7 - 10 years
Negative items on your credit report can often be deleted without having to wait 7 - 10 years for them to "fall" off.
A better home or car
A higher credit score means flexible financing options, giving you an opportunity to afford those things you've dreamed of.
Lower rates on credit cards
With a higher credit score you'll be inundated with credit card applications offering you superior rates and benefits.
Improve your qualifications for employment
Now, more than ever, employers rely on credit reports to screen job applicants. Don't get turned down for a job because of negative items on your credit report.
Get the rental you want
Landlords have become increasingly cautious about renters, and they use credit reports to determine whom they should and shouldn't rent to.
Sincerely,
CN Credit Repair Management
We look forward to assisting you in realizing your financial goals.
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"This program is amazing. In the last 60 days, my my FICO score has been raised 65+ points and I have turned many of my friends on to your company. Currently, I am getting the home loan that I needed with succes. Thanks CreativeNote"
Liz
Hollywood, Calif.
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In most cases, bankruptcies will remain on a credit report for 10 years following the discharge of the bankruptcy. Some entries remain for years from the date of the last activity. Once the account has gone and remained delinquent, the FCRA states that the clock cannot be reset. Some creditors will try to reset the clock by reselling the account to a collection agency, but this is a violation of the FCRA. The Federal Trade Commission has made it clear that this is not a legal action.
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